About

Julius Arce Zafra

Finance manager. Academic coach. Founder of JAZ.

The Story

35+ years of finance, now available to you

I'm a finance manager based in Riyadh, working in FP&A, budgeting, financial reporting, VAT compliance, and contract review. My career started as a junior auditor in Manila in 1989 and has since covered NGOs, conglomerates, media, and project companies across the Gulf.

JAZ is how I make that experience available to small businesses, OFWs, and students who need a careful, experienced eye on their numbers and documents.

At a Glance

Experience
35+ years
Countries
KSA, UAE, Qatar, PH
Standards
IFRS, ZATCA VAT
Systems
QBO, Xero, Sage 300, SAP Ariba

Credentials

Qualified to deliver

SOCPA Associate Member

SOCPA Associate Member Associate Member of the Saudi Organization for Chartered and Professional Accountants (SOCPA)

QuickBooks Online ProAdvisor

Certified advisor for QBO setup, migration, and ongoing bookkeeping.

Xero Certified Advisor

Certified in Xero accounting software for cloud-based bookkeeping.

Master's-qualified

Graduate-level expertise in finance, strategy, and business operations.

How I Work

Personal

Every project is handled by Julius directly — you always know who is working on your file.

Precise

Accuracy is non-negotiable. Whether it's a balance sheet or a thesis argument, the details matter.

Confidential

Your financial records and academic work are treated with complete discretion.

Let's work together

Reach out to discuss your needs. Rates are provided on request after a brief consultation.